Merchant Cash Advance - Frequently Asked Questions

What is the paper work involved?

This is virtually a paperwork free process. The only thing we need is your last 4 months of Visa / Master card merchant account statements, plus a simple 2 page application. "That’s all"

How long does it take to get approved?

Once we receive your completed application, approval takes only 24 hours.

How much can you advance me?

We advance you based on your monthly gross sales volume. We take into consideration the last 3 months of your Visa / Master card merchant account statements. You may qualify for up to twice your monthly gross sales volume.

What is the interest rate?

This is not an interest based loan, however all the numbers will be provided to you to the penny.

How long does it take to get the money?

Once approved the cash is typically wired into your account in as little as 5 days.

Can I pay back the advance early?

Yes, you can always pay off the balance remaining on the loan at any time.

Is any collateral required?

No, we use your proven business track record to determine funding.

Are there any Setup fees?

No, there are no setup fees or application fees of any kind.

Will the Cash Advance show up on my credit report?

No, this will not show up on your credit report, so you can still apply for additional financing and it will not impact your debt to income ratios.

Do I need to switch my current credit card processor?

Yes, but you will be upgraded to one of the best processors in the country and we will at least match or even in some cases beat your current processing rates. The transfer is very simple and it is done right over the phone. It takes less than 5 minutes.

Can I renew the loan?

Yes, and 80% of our merchants do. You may renew the loan every 4 months and receive more cash. You will never have a cash flow problem again.

Are there any costs to switch merchant services?

No, all set-up fees are waived.

How to apply for a Merchant Cash Advance?

Applying for a credit card advance is easy. There is very little paper work and you are generally approved within 48 hours. Let one of our specialist get in touch with you today and get a no-obligation quote! Fill out the quick and easy form on the right side of the page or call (800) 277-1750 and get the cash you need in as little as 7 days.