Merchant Advances
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Merchant Advances - The alternative to business loans.

Merchant Cash Advances are a great alternative for small business owners who need additional cash without having to go through the process of a traditional bank loan.

At Merchant Resources International, we offer unsecured cash advances up to $500,000! A merchant cash advance has several advantages when compared to small business loans. Here's how it works;

  • We look at your past credit card sales and use that information to come up with your Merchant Cash Advance amount.
  • We give you the cash by purchasing a portion of your future credit card sales.
  • A small percentage of your credit card sales are then used to automatically pay back the loan. Because we use a percentage of your credit card sales, you pay back less if you make less or more when you sell more each month.

This is how we can offer you a loan without collateral, even if you have less than perfect credit.

Our business cash advances have helped thousands of business owners just like you get the cash they need grow their business and keep them on track to a successful future.

Merchant Cash Advance Chart

How does a merchant cash advance work?

Merchant Resources International gives merchant advances based upon average credit card sales. You can use the cash advance any way you see fit. You pay it back with a small percentage of your future credit card sales until the payback is completed. It's that simple.

What are the benefits of a Credit Card Advance?

Some of the benefits of merchant advances include;

  • No personal collateral required.
  • Flexible payback terms. Your payback is based upon a percentage of your business's credit card sales.
  • Because the merchant cash advance is based upon your credit card sales, poor credit does not necessarily disqualify you.
  • Quick, easy funding process. All you do is fill out our simple two page application form and fax it back to us. We get you approved in as little as 48 hours.
  • No UCC-1 filing. Your merchant cash advance does not show up on your TRW.
  • 90% approval rate. Chances are pretty good you'll get your cash.
  • Get your credit card advance in as little as 7 days.

How will you use your merchant cash advance?

Once you are approved for our unsecured small business loan, the funds go straight to your bank account. You are free to use the cash for any business expense including;

  • Purchasing inventory.
  • Equipment upgrades.
  • Marketing and Advertising.
  • Expand your business.
  • Working capital.
  • Keep your business operating smoothly.

How to apply for a Merchant Cash Advance?

Applying for a credit card advance is easy. There is very little paper work and you are generally approved within 48 hours. Let one of our specialist get in touch with you today and get a no-obligation quote! Fill out the quick and easy form on the right side of the page or call (800) 277-1750 and get the cash you need in as little as 7 days.

Merchant Cash Advance Articles

Merchant Advances

Merchant Cash Advance

Use this calculator to find out how much we can fund your business.
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Free merchant cash advance quote

Credit Card Advance Requirements

*Business Name:
*Full Name:
*Phone Number:
*Fax Number:
*E-Mail:
*Business Start Date:
*Type of Business:
*Accept Visa/Mastercard:
*Monthly Credit Card
  Sales Volume:
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